| Actual | 5% theo. | |
|---|---|---|
| Interest / month | — | — |
| Amortisation / month | — | — |
| Running costs / month | — | — |
| Total monthly | — | — |
| Gross monthly income | — | — |
| Debt ratio | — | — |
| Actual | 5% theo. | |
|---|---|---|
| Rate applied | — | — |
| Annual interest | — | — |
| Amortisation / year | — | — |
| Running costs / year | — | — |
| Total charges / year | — | — |
| Debt ratio | — | — |
| Market value | — |
| Cash net after acquisition costs | — |
| Effective equity | — |
| Hard equity (cash + withdrawals) | — |
| Total mortgage | — |
| 1st mortgage (≤65%) | — |
| 2nd mortgage (65–80%) | — |
| LTV nominal / effective | — |
| Hard equity / market value | — |
| Annual gross income | — |
| Monthly gross income | — |
| Purchase price | — |
| Transfer tax VD | — |
| Notary + registry | — |
| Total acquisition costs | — |
| Total cost | — |
| Total equity committed | — |
| LPP | 3rd pillar | Combined * | |
|---|---|---|---|
| Amount withdrawn | — | — | — |
| Estimated tax | — | — | — |
| Effective rate | — | — | — |
| Net after tax | — | — | — |
| LPP only | 3rd pillar only | Combined (same year) | |
|---|---|---|---|
| Amount concerned | — | — | — |
| Interest saving / year | — | — | — |
| Annual return if kept | — | — | — |
| Net annual delta | — | — | — |
| Withdrawal tax (one-off) | — | — | — |
| Break-even | — | — | — |
| Verdict | — | — | — |
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